If you are having difficulties adding cash or a payment method to the Umo App, or issues buying a pass, follow the instructions in one of the scenarios below that most closely applies to you:
- I receive a "Credit card details are incorrect" message when entering my payment card
- Is my payment method accepted?
- My card number text appears in red on the Payment Method screen
- I'm having problems paying with Apple Pay or Google Pay
I receive a "Credit card details are incorrect" message
Please make sure that you have entered your card number, expiration date and CVV correctly on the Payment Method screen of the Umo App.
Each transit agency decides which payment methods they accept for the Umo App. To determine if the payment method you are trying to use is accepted, please contact your transit agency.
Is my payment method accepted?
Each transit agency decides which payment methods they accept for the Umo App. For example: It's possible that your transit agency doesn't accept commuter check cards, FSA, or HSA cards, etc.
To find out if your preferred method of payment is accepted, please contact your transit agency.
My card number text appears in red on the Payment Method screen
If your card number is in red in the Card Number field on the Payment Method screen, it means that the card number was entered incorrectly or is a card type not accepted by your transit agency.
Please check your card number and re-enter it.
As each individual transit agency decides which payment methods they accept for the Umo App, contact your transit agency to verify if they accept the payment method you are attempting to use.
I'm having problems paying with Apple Pay or Google Pay
If your local transit agency accepts Apple or Google Pay as a payment method, and you are receiving a notification that your credit or debit card information is wrong, you need to ensure that your address is correct for your Apple or Google Pay payment. Credit and debit card processors run an address verification services (AVS) as part of the payment authorization.
If you received a 
Something went wrong error message when attempting to make purchases with Apple or Google Pay, it's possible that the billing address associated with your credit or debit card used for Apple or Google Pay is incorrect, and you will need to correct it.
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If you're still experiencing issues with your attempted payment, please contact your local transit agency.